Terms of Use

Terms of Use

By using Consolidate My Payday Loans, you agree to these terms of use. Consolidate My Payday Loans is a brand of Solid Ground Financial, LLC, serving consumers in the United States. We help borrowers consolidate payday loans directly, and we do not sell your information to third parties. We are not a direct lender, debt settlement company, or credit counseling agency.

Effective Date: July 31, 2026
Last updated: July 31, 2026

No Guarantee of Results

Submitting your information does not guarantee approval, savings, a specific rate, or a particular outcome. Availability and eligibility vary by state, your lenders, and individual circumstances.

Informational Content

Content on this site is for general informational purposes only and should not be treated as legal, tax, financial, or credit advice. Consumers should review the terms of any product or service carefully before enrolling.

How We Handle Your Information

We use the information you submit so our own team can review your payday loans and explain the options available to you. We do not sell your information or share it with unaffiliated companies for their marketing. Program terms and fees are set out in the agreement you receive before you enroll.

Changes to These Terms

We may update these terms from time to time. When we do, we will revise the Effective Date shown at the top of this page. Your continued use of the site after we post changes means you accept the updated terms, so we encourage you to review this page periodically.

Contact

For questions about these terms, visit our Contact Us page.

Use of the Website

By using this website, visitors agree to review the content for informational purposes and to evaluate any program carefully before sharing information or enrolling.

Consumer Responsibility

Consumers should review all program documents, ask questions about fees and timelines, and avoid assuming that any particular result is guaranteed.